SoFi Invest
★ 3.8SoFi Invest is an all-in-one investing and banking app - best for beginners who want investing + banking in one place. Bundled banking/loans + IRA match.
Reviewed by Market Minute · Updated June 2026 · ✓ Fact-checked · how we rate
Our take
Investing and banking in one tidy app, with an IRA match. Just keep an eye on the niche inactivity and IRA-closing fees.
- Market Minute
Fees$0 stock/ETF; robo 0.25%/yr; $25/yr inactivity (waived by login)
Minimum to start$0
Available inUS only
Pros
- + All-in-one ecosystem
- + IRA match
- + No robo minimum
Cons
- − $25 inactivity + $100 IRA-closing fees
- − Smaller asset selection
Good to know
Niche inactivity/IRA-closing fees sit awkwardly with the 'no-fee' pitch - disclose them.
This is an independent review - we don't have a live partner link for SoFi Investyet, so there's nothing to click here. Search for it directly if you want to explore.
Source: sofi.com
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