How big should your emergency fund be?
Your safety net for a job loss or a surprise bill. Put in your essentials and see the number - and how long it takes to get there.
Reviewed by Market Minute · Updated June 2026 · ✓ Fact-checked · how we rate
Your target fund
$7,500
$6,500 to go - about 22 months at $300/mo.
The CFPB suggests 3-6 months of essential expenses (9-12 if self-employed) - but match it to your own situation. Source. Educational, not advice.